H1 crossed US$1bn for a third straight year but fell from US$1.45bn; June's US$415m was 65% Spiro; capital concentrated in about 15 cities

Hivemind Capital leads with the Aptos Foundation, Lattice and Alliance; ex-Circle and Helicarrier founders offer virtual dollar accounts settling into the naira

NewTrails, an affiliate of smartphone maker Transsion, tops up a round that also drew Afreximbank's FEDA; Spiro runs 100,000+ EVs and 2,500 swap stations across seven markets