Indian financial media / MFI industry body
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Business Today / MFIN · India · India's microfinance sector under stress: long-term delinquencies double, government launches ₹20,000 crore guarantee scheme
MFIN (Microfinance Institutions Network) data: portfolio outstanding ₹3.38 lakh crore (March 2026, down 10% YoY from ₹3.75 lakh crore); disbursements down 21% annually and 7% in value. PAR >30 days improving to 2.35% (March 2026) but PAR >180 days deteriorating to 17.11% (from 10.68% a year prior). Active loans fell 1.2% to 106 million.
“India's microfinance sector is past its stress peak, with short-term delinquencies improving, but long-term defaults (>180 days) more than doubled to 17.11% by March 2026.”